Payment Options
Made Simple
In-Network Insurance
Most providers at Simply Mindful Counseling are in-network with the following insurances:
​
-
Aetna
-
Blue Cross Blue Shield of Michigan (BCBSM) - PPO
-
Blue Cross Blue Shield - Out-of-State Plans Billed Through BCBSM
-
Blue Cross Blue Shield Medicare
-
BCBS Federal Employee Program
-
Blue Care Network (select clinicians)
-
HAP (Health Alliance Plan of Michigan)
-
Priority Health
-
Medicare Part B
This means that Simply Mindful Counseling is able to submit claims and receive payment from these insurers directly for in-network providers who are rendering services covered by insurance.
Most insurance plans require some payment from the patient in the form of a deductible or copayment. This amount is unique to your plan. Each insurance plan is unique and it is ultimately the patient’s responsibility to know and understand their insurance benefits including coverage, deductible, coinsurance, and copayments. Our billing department at Simply Mindful Counseling will do their best to investigate your out of pocket costs, however we ask that all patients contact their insurer to determine their unique deductible and copayment obligation.
Out of Network Insurance
Many factors impact the cost of out-of-network treatment.
​
Simply Mindful Counseling will provide a Good Faith Estimate (GFE) prior to your intake appointment.
Payment is required at the time of service. Simply Mindful Counseling will then provide you with all the necessary paperwork for you to request reimbursement from your insurance company for out-of-network services.
Private Pay Sessions
Our private pay rates vary depending on your clinician's credentials and experience as well as the length of the session. The following pricing is based on a 60-minute session.
$200 per session with a fully licensed clinician in practice for 10+ years
$175 per session with a fully licensed clinician in practice for less than 10 years
$150 per session with a limited licensed clinician
​
Simply Mindful Counseling will provide a Good Faith Estimate (GFE) prior to your intake appointment.
​
Payment is required at the time of service.
Low-Cost Counseling Services
Simply Mindful Counseling offers low-cost individual counseling with our Master's level interns for patients without insurance or high-deductible plans. We work with patients on a case-by-case basis to allow you to pay what you can for services. Click here to learn more about scheduling with an intern.
Couples Counseling Billing
All insurance companies require that any claim billed to insurance for payment consideration is for medically necessary services only. If one partner meets the criteria for a medical diagnosis that significantly impacts the relationship, Simply Mindful Counseling can justify submitting claims for relationship counseling to your insurer with the partner meeting diagnostic criteria as the "identified patient." If neither partner meets the criteria for a medical diagnosis that is significantly impacting the relationship, the relationship counseling services can only be billed as private pay at the clinician's hourly private pay rate (private pay rates at Simply Mindful Counseling range from $150 to $200 per hour).
​
Longer sessions, utilizing two individual sessions and one joint session, completed during a single 90-minute to 120-minute chunk of time on one day, will be billed to insurance as three separate sessions resulting in a larger deductible payment or larger copayment. These sessions are generally priced by insurance companies between $250 to $300. While we recognize these sessions bare a higher financial cost, they allow for more comprehensive care and overall more effective treatment.
We accept all major credit cards, debit cards and HSA/FSA cards
Your credit card information will be stored securely in your Patient Portal and will be charged automatically for fees not covered by insurance including deductibles and copayments.